We’re a group of financial, legal and technology experts dedicated to helping people achieve financial independence.

Whether you’re buried in a mountain of debt or owe the IRS thousands, we provide a number of proven debt relief and tax relief solutions to meet your goal.

Our personalized debt services include:

  • Settling your debt for a fraction of what you owe
  • Helping with Collection/Creditor Calls
  • Removing excessive fees
  • Finding alternatives to bankruptcy
  • Eliminating multiple creditors
  • Reducing your monthly payment
  • Lowering your interest rates
  • Simplifying your bill-paying process
  • Filing for bankruptcy while protecting your assets
  • Getting rid of your tax burden

A counselor reviews your financial situation, sets up lower interest rates with your creditors if possible, and creates a debt management plan for you to follow.

You take out one loan to pay off all your debt. This loan may carry a lower interest rate than your debts. You make fixed monthly payments on the loan until it is paid off.

Requires you to work with a mortgage lender. You refinance your mortgage, taking out additional cash beyond the mortgage balance. You use that money to pay your debts.

This is what we do best. Working with a company, you make monthly deposits into an account. The company negotiates with your creditors to accept less than the debt owed. That amount is then paid to creditors, from the account you deposited into, until the debt is resolved.

A legal process. All your assets are evaluated and used to pay off your debts. Chapter 7 and Chapter 13 are most common options used by individuals. Once bankruptcy is complete, you are relieved of the debt obligations you had before filing bankruptcy.

“I was ready to declare bankruptcy but unwilling to just just blow off my creditors. This is the perfect solution for those with extreme debt but also a sense of responsibility and obligation toward their creditors. Quick, easy, professional.”

Sheila S.

“I had nothing but professional help with them. they were truly concerned about me and I felt very comfortable with them. they worked with my debtors and was able to lower my interest rate. we had a 5 year plan but I was able to pay if off sooner. I would highly recommend them to anyone that needs help getting out of debt.”

Hannah V.

“These people leave no stone unturned in their quest to get you out of debt. I started to exclude my furniture, clothing, and jewelers from the discussion, but Drew, person assisting me with the application, let me know that they should be included. Also they walk you through every phase of the signup process, and follow up with emails, giving you a paper trail in addition to the live conversation.”

Andrew W.


Millions of Americans are struggling with high interest rates, stagnant wages, and unstable employment, but not all of them are actively looking for a solution like you are right now. So keep going!

If you need help understanding the differences between these options, CONTACT US. One of our Certified Debt & Tax Consultants would be happy to answer any questions you have.

Average Debt Reduction
Payoff Time Reduction
Average Credit Score Increase