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If you're considerting bankruptcy -- you're not alone. Last year, over a million U.S. residents filed for bankruptcy protection.
Most cases of bankruptcy aren't caused by reckless spending but by financial hardship. Most are individuals who simply can't afford to deal with unexpected major expenses due to a job loss or medical bills.
At FinallyZero.com, we're working to help you out of your financial hardship.
By using technology to match you with top-ranked, local attorney professionals, we help you navigate the bankruptcy filing process with confidence.
We've connected thousands with legal counsel, enabling them to escape crippling debt.
Find out if you qualify for bankruptcy protection by completing our short quiz above.
If you're a pre-qualified candidate, we'll connect you with a local bankruptcy expert that will walk you through the process of settling your debts properly, while protecting the assets you have.
Though it's always important for you to know your own credit score (from each of the 3 credit reporting bureaus), as well as all the creditors whom you owe money, we don't need your credit history and information to see if you qualify for bankruptcy.
You're under no obligation to work with us or any of our partners if you don't want to.
If you qualify for bankruptcy protection, we'll match you with a top-rated, bankruptcy attorney that will schedule a FREE initial consultation and help you uncover your best path to financial freedom.
The pre-qualification quiz above takes only 30 seconds, and is a great way to find out if you're a candidate, as well as estimate the quickest path to resolving your debt.
No. You're not required by law to have legal representation when filing for bankruptcy. You are allowed to represent yourself in Chapter 7 or Chapter 13 bankruptcy as a pro se debtor.
However, whether you should hire an attorney to represent you in bankruptcy depends on several factors including:
It's usually best to take advantage of an experienced bankruptcy attorney's intial FREE consultation. From there, you can decide to if you need the help of a lawyer.
The pre-qualification quiz above and initial attorney consultation are completely FREE.
You're under no obligation to work with us or any of our law firm partners.
The primary differences between a chapter 7 and a chapter 13 bankruptcy filing are as follows:
Regardless, it's best to speak directly with an experieced bankruptcy attorney to find out which type of filing is best for you.